Old age comes for us all but how prepared are we for those later years spent in retirement? Worryingly, it seems that we could be much better equipped. Indeed, a survey asked pension Trustees (those responsible for protecting our pensions) how equipped they felt their members were when it came to their retirement funds, and the responses don’t make for pleasant reading.

We chat with pensions and retirement expert Jonathan Watts-Lay, who is a Director of WEALTH at work – a specialist provider of financial education and guidance in the workplace.